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This Privacy Policy explains how sunbitfinancingapps.com ("we," "us," or "this site") handles information when you visit our website. We are an independent editorial resource that explains how Sunbit pay-over-time financing works. We are not Sunbit, Inc., not a lender, and not affiliated with Sunbit or any financial institution. We do not originate loans, take applications, or make credit decisions.
1. Who we are
sunbitfinancingapps.com is an informational guide. Our content describes point-of-sale installment financing in general terms so consumers can understand their options. When you choose to apply for financing, you do so directly with Sunbit or a participating provider on their own websites and systems, which are governed by their own privacy policies — not this one.
2. Information we collect
Because we are an informational site and not a lender, we collect only limited information:
Information you provide
- If you contact us by email, we receive your email address and whatever details you include in your message.
- If you voluntarily submit a form on this site (for example, a feedback or newsletter form), we receive the information you enter.
Information collected automatically
- Usage data such as the pages you view, the time and date of your visit, and how you arrived at the site.
- Device and technical data such as browser type, operating system, approximate location derived from your IP address, and screen size.
- Cookies and similar technologies, described in Section 4 below.
We do not ask you for, collect, or store Social Security numbers, full financial account numbers, or credit application data on this website.
3. How we use information
We use the limited information we collect to:
- Operate, maintain, and improve the content and performance of this website.
- Understand which articles and guides are most helpful so we can prioritize updates.
- Respond to questions or messages you send us.
- Detect, prevent, and address technical issues, fraud, or abuse.
- Comply with applicable laws and enforce our Terms of Service.
We do not sell your personal information for money.
4. Cookies & analytics
We use cookies and similar technologies to remember preferences and to understand how visitors use the site. We may use third-party analytics services (such as a privacy-respecting web analytics provider) that set their own cookies and process aggregated usage data on our behalf.
You can control or disable cookies through your browser settings. Disabling cookies may affect how some parts of the site function. Where required by law, we will request your consent before placing non-essential cookies.
5. Third parties & external links
This site contains links to Sunbit, participating providers, and other third-party websites. When you click a link and leave sunbitfinancingapps.com, you are subject to the privacy practices of that destination, which we do not control. We encourage you to review the privacy policy of any website before submitting personal or financial information.
Some links on this site may be affiliate or referral links. If we ever earn a referral fee, it does not change the price you pay or the information we present, and it does not give us access to your application data.
6. How information is shared
We may share limited information in these situations:
- Service providers that help us run the site (such as hosting and analytics), bound by confidentiality obligations.
- Legal and safety reasons, when required by law, subpoena, or to protect the rights and safety of users and the public.
- Business transfers, such as a merger or sale of assets, in which case information would remain subject to this policy.
7. Your privacy rights
Depending on where you live, you may have rights to access, correct, delete, or restrict the use of your personal information, and to opt out of certain processing. Residents of California (under the CCPA/CPRA), Virginia, Colorado, and other states with comprehensive privacy laws, as well as residents of regions covered by the GDPR, may exercise these rights by contacting us at the email below.
We will not discriminate against you for exercising any privacy right. We may need to verify your identity before fulfilling certain requests.
8. Data retention & security
We keep information only as long as needed for the purposes described here or as required by law. We use reasonable administrative and technical safeguards to protect the limited data we hold. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.
9. Children's privacy
This site is intended for adults and is not directed to children under 18. We do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us so we can remove it.
10. Changes & contact
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. Material changes will be highlighted on the site. Your continued use of the website after changes take effect means you accept the revised policy.
Questions about this policy or your information? Email us at [email protected]. See also our Terms of Service and Disclosure.