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Welcome to sunbitfinancingapps.com (the "Site"). These Terms of Service ("Terms") govern your access to and use of the Site. By visiting or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Acceptance of terms
By accessing, browsing, or otherwise using the Site, you confirm that you are at least 18 years old and that you accept these Terms and our Privacy Policy. These Terms form a binding agreement between you and the operator of the Site.
2. Informational purpose only
The Site is an independent editorial resource that explains, in general terms, how Sunbit pay-over-time financing and similar point-of-sale installment products work. All content — articles, comparisons, calculators, examples, and FAQs — is provided for general information and educational purposes only.
We do not originate loans, accept applications, issue credit decisions, or process payments. Any application for financing is made directly with Sunbit or a participating provider through their own platforms.
3. No financial or legal advice
Nothing on the Site constitutes financial, legal, tax, or professional advice, nor an offer or solicitation to enter into any credit agreement. Payment examples, APR ranges, and approval figures are illustrative and may differ from the actual terms you are offered. You should review the full terms provided by the lender and, where appropriate, consult a qualified professional before making financial decisions.
4. Not affiliated with Sunbit
"Sunbit" is a trademark of its respective owner and is used on the Site for identification and descriptive purposes only. We are not Sunbit, Inc., are not endorsed by or affiliated with Sunbit, and are not a lender, bank, or broker. References to Sunbit do not imply any partnership, sponsorship, or approval.
5. Acceptable use
When using the Site, you agree not to:
- Use the Site for any unlawful, fraudulent, or harmful purpose.
- Attempt to gain unauthorized access to the Site, its servers, or related systems.
- Copy, scrape, republish, or redistribute Site content without permission, except as allowed below.
- Interfere with, disrupt, or place undue load on the Site or its infrastructure.
- Misrepresent your identity or impersonate any person or entity.
6. Intellectual property
The original text, layout, graphics, and design of the Site are owned by the Site operator and protected by applicable intellectual property laws. You may view and share links to our content for personal, non-commercial use. Third-party trademarks, including "Sunbit," remain the property of their respective owners.
7. Third-party links
The Site contains links to third-party websites, including Sunbit and participating providers. We do not control and are not responsible for the content, products, policies, or practices of any third-party site. Some links may be affiliate or referral links, as described in our Disclosure. Following a link is at your own discretion and risk.
8. Disclaimers
The Site and all content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that any information is complete or current.
9. Limitation of liability
To the fullest extent permitted by law, the Site operator and its contributors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising from your use of — or inability to use — the Site or your reliance on its content. Your sole remedy if you are dissatisfied with the Site is to stop using it.
10. Changes, governing law & contact
We may update these Terms from time to time. Changes take effect when posted, and we will revise the "Last updated" date above. Your continued use of the Site after changes means you accept the revised Terms. These Terms are governed by the laws of the United States and the state in which the Site operator is established, without regard to conflict-of-law rules.
Questions about these Terms? Email [email protected]. See also our Privacy Policy and Disclosure.